I often hear from a lot of people about risk .Everybody is just scared of the Word Risk .Risk is the last thing somebody wants to consider in his life . I always wanted to decode the word risk and find out the true solutions for this Risk Problem .
I was an employee at Wipro in Year 2000 when i happen to meet Mr. Azim Premji . He came to meet employees in Delhi . I was 23 year old and was really impressed with his clear vision and discipline .After seeing him , i did a lot of research on his success mantra and business model .In my journey i came to know some wonderful things which changed my life . I found one amazing thing that he is not even a graduate .
What is a risk to an ordinary man is an opportunity to a Wise person . Last 3 years i have trained around 400 students for various programs . I am extremely sad to say that my some of the most intelligent students are the biggest loosers in real life . When i look at the people who took risk of giving CCIE Lab exam are all well settled . Some people passed some failed . Those who passed CCIE Lab are doing projects in USA for very big MNC companies .Those who failed are today working with best MNC companies at minimum 3 times more salary than their previous jobs .Today i have those failed CCIE Students working as Operations Manager in Cisco System or Senior consultant in HCL as well as some other big roles .
Let us understand the risk they took . They took a risk to prepare for the most complex Networking certification which aims at excellence . Only few handful people have the skill to run the most complex internet Networks and demand for the same is huge .
Let me put it this way .Out of 60 students in a BTech program , 10% students got marks over 90% and they wanted to go for IIM . Some 5% who achieved 80-89% wanted to run a family business or wanted to go abroad for further studies . Some 50% students achieved about 70% and wanted to work for companies and join offers from various companies . Around 45% students were below 70% so could not get a good job opportunity and finally settled for cheaper jobs etc .
Let us understand risk from this example . Did students who got 85% are less risky to get a job from those who got over 90% . Yes absolutely true . But are not they extremely happy to be better than rest 90% of the students who are below them .
Let us understand this ,as far as i could understand the World .The World is run by undergraduate people who employee the most educated.I will give you a list of people who are undergraduate and own World’s biggest companies .They had the good sense to realize their time was of the essence and jumped right on the bandwagon when the time was right. Career and making money meant more to them then getting that college degree.
Some of us don’t think of the career but of getting the degree. We prioritize the degree sometimes to the exclusion of a career. I guess we are the intellectuals. We just theorize about making money and being successful.The famous businessmen who made it to the top don’t theorize or intellectualize. They just do it. Action is their keyword.
The most famous of all in today’s world is Bill Gates. He is the richest man in the world with a net worth of $50 billion. Bill gates dropped out of Harvard when he was 19 to work on the company he started up – Micro-Soft as it was called then.
The next most famous is Michael Dell who began at the age of 15 building PCs by taking apart the Apple II and putting it back together. He began building PCs from spare parts in his garage and also introduced “just-in-time” marketing and supply chain management to the world by building PCs to order. He entered the University of Texas but dropped out to run his computer business full-time. (He was selling PCs and direct marketing them out of his dorm room).His current net worth is $15.5 billion and he is the 9th richest man in the world.
Larry Elision CEO and Founder of Oracle is an undergraduate and owns World’s Largest Enterprise Software Company Oracle .Our Own DhiruBhai Ambani and Azim Premzi who are INDIA’s proud were undergraduates who are today in the list of World Richest .Not only are they richest ,they are also the people who took our country to great heights .These are not just the leaders who took risk but they also changed the World for Good .Bill gates gave us the Computer software which made it easy for everybody to understand computers . Another thought ,how many ministers in india are even graduate ? Look for their IT returns before the next elections and even half of them are over Rs 100 Crore officially .
I am always surprised about people being so mediocre and thinking small and spend one full life without achieving a goal in their life .How many people knows that India has the highest number of billionaire only after USA . Look this is what Forbes magazine says from being one of the world’s poorest economies six decades ago to becoming a “top spot” today, India has come a long way, Forbes says in a special report even as it lists more billionaires in India worth $191 billion than in any other Asian nation. “India’s top ten, worth $112 billion, account for two-thirds of that wealth,” it says in the report ‘India at 60′. “India’s rising fortunes are underscored by the increasing prosperity of its wealthiest citizens,” it adds, as it lists 36 billionaires in the country.”India was one of the world’s poorest economies when it won its independence from Britain in 1947. Incredibly, 60 years later, the country’s emerging economic clout has made it Asia’s top spot for billionaires. This year, for the first time in two decades of wealth tracking, Forbes counted more Indians than Japanese billionaires. Three Indians made it to the list of top 20 of the world’s richest and only the US had more billionaires than India.
I doubt sometimes that we all live in the same india probably not .Some risk takers know how to make money with money and rest of 1 billion people sit in their home to find next job which can give them another five thousand increase next year .Here are my suggestion of some of the best investments in life .
Education : Choose the best engineering colleges or MBA colleges and prepare for the biggest Exam .One time in your life you have to go through some big examination in your life if you really want to become big .Don’t dream big if you are not capable of proving yourself .India is a booming economy for next 100 years and those who work hard will become much more successful than those who are not .
Children : People take children as liability as i have noticed in my life while they need to know that Children are the best asset and investment .If you could not achieve something in life than make sure your children achieve that for you . You can probably live on rent for next 15 years if required but you cannot compromise with your child education for paying EMI for home instalment .Think when your children are way behind the world but you became owner of a flat 20 years later .I donot think that home is worth living even.
Woman : Woman in everybody life is a great asset .Never think they are not capable of achieving something which you can .They are more human than a man and more intelligent .I see investing in them for education or learning is a great way to go ahead in life .Invest in your spouse career .They are many field where i see a great demand like Web Designing , Animation ,BPO Jobs ,Training Schools and thousand more places .
My Mantra for Middle Class : If you really want to come of the situation ,choose one target in your life to achieve one big examination like IAS ,IIT,IIM or something big .You will never look back again for anything .As far as i know ,it takes only Rs 3000 to fill the form for most of the competitive examinations and a great hard work .
I was an employee at Wipro in Year 2000 when i happen to meet Mr. Azim Premji . He came to meet employees in Delhi . I was 23 year old and was really impressed with his clear vision and discipline .After seeing him , i did a lot of research on his success mantra and business model .In my journey i came to know some wonderful things which changed my life . I found one amazing thing that he is not even a graduate .
What is a risk to an ordinary man is an opportunity to a Wise person . Last 3 years i have trained around 400 students for various programs . I am extremely sad to say that my some of the most intelligent students are the biggest loosers in real life . When i look at the people who took risk of giving CCIE Lab exam are all well settled . Some people passed some failed . Those who passed CCIE Lab are doing projects in USA for very big MNC companies .Those who failed are today working with best MNC companies at minimum 3 times more salary than their previous jobs .Today i have those failed CCIE Students working as Operations Manager in Cisco System or Senior consultant in HCL as well as some other big roles .
Let us understand the risk they took . They took a risk to prepare for the most complex Networking certification which aims at excellence . Only few handful people have the skill to run the most complex internet Networks and demand for the same is huge .
Let me put it this way .Out of 60 students in a BTech program , 10% students got marks over 90% and they wanted to go for IIM . Some 5% who achieved 80-89% wanted to run a family business or wanted to go abroad for further studies . Some 50% students achieved about 70% and wanted to work for companies and join offers from various companies . Around 45% students were below 70% so could not get a good job opportunity and finally settled for cheaper jobs etc .
Let us understand risk from this example . Did students who got 85% are less risky to get a job from those who got over 90% . Yes absolutely true . But are not they extremely happy to be better than rest 90% of the students who are below them .
Let us understand this ,as far as i could understand the World .The World is run by undergraduate people who employee the most educated.I will give you a list of people who are undergraduate and own World’s biggest companies .They had the good sense to realize their time was of the essence and jumped right on the bandwagon when the time was right. Career and making money meant more to them then getting that college degree.
Some of us don’t think of the career but of getting the degree. We prioritize the degree sometimes to the exclusion of a career. I guess we are the intellectuals. We just theorize about making money and being successful.The famous businessmen who made it to the top don’t theorize or intellectualize. They just do it. Action is their keyword.
The most famous of all in today’s world is Bill Gates. He is the richest man in the world with a net worth of $50 billion. Bill gates dropped out of Harvard when he was 19 to work on the company he started up – Micro-Soft as it was called then.
The next most famous is Michael Dell who began at the age of 15 building PCs by taking apart the Apple II and putting it back together. He began building PCs from spare parts in his garage and also introduced “just-in-time” marketing and supply chain management to the world by building PCs to order. He entered the University of Texas but dropped out to run his computer business full-time. (He was selling PCs and direct marketing them out of his dorm room).His current net worth is $15.5 billion and he is the 9th richest man in the world.
Larry Elision CEO and Founder of Oracle is an undergraduate and owns World’s Largest Enterprise Software Company Oracle .Our Own DhiruBhai Ambani and Azim Premzi who are INDIA’s proud were undergraduates who are today in the list of World Richest .Not only are they richest ,they are also the people who took our country to great heights .These are not just the leaders who took risk but they also changed the World for Good .Bill gates gave us the Computer software which made it easy for everybody to understand computers . Another thought ,how many ministers in india are even graduate ? Look for their IT returns before the next elections and even half of them are over Rs 100 Crore officially .
I am always surprised about people being so mediocre and thinking small and spend one full life without achieving a goal in their life .How many people knows that India has the highest number of billionaire only after USA . Look this is what Forbes magazine says from being one of the world’s poorest economies six decades ago to becoming a “top spot” today, India has come a long way, Forbes says in a special report even as it lists more billionaires in India worth $191 billion than in any other Asian nation. “India’s top ten, worth $112 billion, account for two-thirds of that wealth,” it says in the report ‘India at 60′. “India’s rising fortunes are underscored by the increasing prosperity of its wealthiest citizens,” it adds, as it lists 36 billionaires in the country.”India was one of the world’s poorest economies when it won its independence from Britain in 1947. Incredibly, 60 years later, the country’s emerging economic clout has made it Asia’s top spot for billionaires. This year, for the first time in two decades of wealth tracking, Forbes counted more Indians than Japanese billionaires. Three Indians made it to the list of top 20 of the world’s richest and only the US had more billionaires than India.
I doubt sometimes that we all live in the same india probably not .Some risk takers know how to make money with money and rest of 1 billion people sit in their home to find next job which can give them another five thousand increase next year .Here are my suggestion of some of the best investments in life .
Education : Choose the best engineering colleges or MBA colleges and prepare for the biggest Exam .One time in your life you have to go through some big examination in your life if you really want to become big .Don’t dream big if you are not capable of proving yourself .India is a booming economy for next 100 years and those who work hard will become much more successful than those who are not .
Children : People take children as liability as i have noticed in my life while they need to know that Children are the best asset and investment .If you could not achieve something in life than make sure your children achieve that for you . You can probably live on rent for next 15 years if required but you cannot compromise with your child education for paying EMI for home instalment .Think when your children are way behind the world but you became owner of a flat 20 years later .I donot think that home is worth living even.
Woman : Woman in everybody life is a great asset .Never think they are not capable of achieving something which you can .They are more human than a man and more intelligent .I see investing in them for education or learning is a great way to go ahead in life .Invest in your spouse career .They are many field where i see a great demand like Web Designing , Animation ,BPO Jobs ,Training Schools and thousand more places .
My Mantra for Middle Class : If you really want to come of the situation ,choose one target in your life to achieve one big examination like IAS ,IIT,IIM or something big .You will never look back again for anything .As far as i know ,it takes only Rs 3000 to fill the form for most of the competitive examinations and a great hard work .
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